Joshna Rabha is a member of Sansurang SHG. She was one of the participants in MOI Pragati programme. During the workshop of the programme she was very observant and was keen to learn things. After the learnings from the workshops, she and her husband got inspired and started to plan for their better income generating opportunities.

Her husband took a loan of Rs. 155000 and started a rice mill. She and her husband also enrolled in the PMJJBY (Pradhan Mantri Jivan Jyoti Bima Yojna) insurance scheme. Now the family had better income and security for future. She, her husband and her four-year old son were leading a happy life. Sadly her husband died of heart attack. At that time she was under huge trauma and depression. She was also concerned about her son’s future.

CRISIL Mitra, Kanika Rabha visited her after a few days of her husband’s death. She asked about the PMJJBY scheme. Few days later Joshna Rabha & CRISIL Mitra visited the bank and submitted all documents needed for PMJJBY claiming process.With the help of CRISIL Mitra Joshna Rabha was able to receive Rs. 200000 (2 Lac) as claim amount of PMJJBY scheme from the bank. After receiving this amount she paid the unsettled loan amount of Rs. 72000. Now Joshna Rabha is successfully running her husband’s rice mill and is earning about Rs. 3000 per month. She has also engaged herself in piggery, poultry and farming and is earning about Rs. 7000 per month from these activities. In total she is earning about Rs. 10000 per month. She is also planning to open a fixed deposit of Rs. 100000 (1 Lac) for her son.